Where I grew up, with neighboring countries so near and so cheap to visit, anyone who is 18 yrs of age, would already have had traveled a few times. When we are new to this holiday/vacation business, we fail to remember to buy travel health insurance for one does not know when you might need medical care in a foreign land. I so wished the tour agency would remind everyone to get insurance each time the customer travels but I’ve never come across one that would do that. I have no reason why.. and it is truly sad, because traveling with some insurance, is definitely the only way to go.