The chinese have a saying – no one wants to be bald if they can helped it. And no one want to borrow or get a loan with high interest either but look – life can be tough sometimes and as bad as people may say cash advances are – I beg to differ. Why? personal experience of course. Many years ago – the store wasn’t doing so great – and we need a bit of cash for a roll over at the store – and we couldn’t go to the bank – because they wanted a collateral that we didn’t have. So we had no choice but to get a high interest loan – and it took us a while to pay it off – but we knew what we were getting ourselves into and without this cash advance – we wouldn’t be where we are now. Our loan is paid off after several years – sure it was high interest – but what can we do – we needed the money BAD! the folks where we got our loan from never bothered us – we paid our loan monthly and religiously and we are debt free now – and we know how to make better choices now. So for those who say that cash advances are evil – it’s not true – it is you who made that choice to loan – so it is your responsibility to want to get out of debt. It is what you do after getting the cash advance that is important.