When Chloe was born – the minute I held her in my arms – I was very happy but at the same time overwhelmed with fear and responsibility as to how I am going to be able to raise her up well. Not only in terms of feeding her and clothing her but also with her education and making sure she grows up to be a responsible adult, well-behaved – you know the works – like any good citizen of society. My fear derived from seeing so many teenage pregnancy in this town – and also so many problematic teenagers. I fear I may not bring her up well – I fear she may grow out of hand – I also fear for my own health – what if I am not around to help raise her with PB. You see – after arriving in Canada – I realized that my health is not what it used to be and since PB was the only bread winner in this household, therefore I was very worried – what ifs???? So I did what any responsible woman and mother would do and took out my life insurance calculator and got some good advice from my insurance agent and did the right thing with my term life insurance. You never know what life may bring you eh – and in the event when something does happened I want to be prepared because I want my kid to be raised up well. I want an option for PB to leave work and to look after Chloe properly – i hope that day may never come – I hope to watch my princess grow up – and go into college and get married and have kids – but you never know right? What about you? how do you raise your kid up well?