$60K in RRSP

RRSP season is here again, what is RRSP ?  it’s the Registered REtirement Savings Plan in Canada and this year, if we don’t wanna pay our taxes, we have to put in $60K in our RRSP.  Yup! you heard me right, crazy right?  But if you look at it from a different angle, it’s savings for you and yours for old age.  But what if you don’t lived that long, I hear myself asking this?  I think if I am not wrong, a portion of it goes back to your spouse until he dies.  So it depends on how you look at it and for us, we think it is worth it – to save up for retirement.  There goes my $60K.